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SBI PO pre English Questions

Cloze Test
Higher education is one of the great successes of the welfare state. What was once the ________A_______ of a few has become a middle-class entitlement, thanks mainly to government support. Some 3.5m Americans and 5m Europeans will graduate this summer. In the emerging world universities are booming: China has added nearly 30m places in 20 years. Yet the business has changed little since Aristotle taught at the Athenian Lyceum: young students still gather at an appointed time and place to listen to the wisdom of scholars.
Now a revolution has begun thanks to three forces: rising costs, changing demand and disruptive technology. The result will be the reinvention of the university.
Higher education ______B_________ from Baumol’s disease—the tendency of costs to soar in labour-intensive sectors with stagnant productivity. _______C________ the prices of cars, computers and much else have fallen dramatically, universities, protected by public-sector funding and the premium employers place on degrees, have been able to charge ever more for the same service. For two decades the cost of going to college in America has ______D_________ by 1.6 percentage points more than inflation every year.
For most students university remains a _______E________ deal; by one count the boost to lifetime income from obtaining a college degree, in net-present-value terms, is as much as $590,000. But for an increasing number of students who have gone deep into debt—especially the 47% in America and 28% in Britain who do not complete their course—it is plainly not value for money. And the state’s willingness to pick up the slack is declining. In America government funding per student fell by 27% between 2007 and 2012, while average tuition fees, adjusted for inflation, rose by 20%. In Britain tuition fees, close to zero two decades ago, can reach £9,000 ($15,000 a year).
The second driver of change is the labour market. In the standard model of Higher education people go to university in their 20s: a degree is an entry ticket to the professional classes. But automation is beginning to have the same effect on white-collar jobs as it has on blue-collar ones. According to a study from Oxford University, 47% of occupations are at _______F________ of being automated in the next few decades. As innovation ________G_______ out some jobs and changes others, people will need to top up their human capital throughout their lives.
By themselves, these two forces would be pushing change. A third—technology—_______H________ it. The internet, which has turned businesses from newspapers through music to book retailing upside down, will upend Higher education. Now the MOOC, or “Massive Open Online Course”, is offering students the chance to listen to star lecturers and get a degree for a fraction of the cost of attending a university.

Over a couple of days in February, hundreds of thousands of point-of-sale printers in restaurants around the world began behaving strangely. Some churned out bizarre pictures of computers and giant robots signed, “with love from the hacker God himself.”

Some informed their owners that, “YOUR PRINTER HAS BEEN PWND’D”. Some told them, “For the love of God, please close this port.” When the hacker God gave an interview to Motherboard, a technology website, he claimed to be a British secondary-school pupil by the name of “Stackoverflowin.” Annoyed by the parlous state of computer security, he had, he claimed, decided to perform a public service by demonstrating just how easy it was to seize control.

Not all hackers are so public-spirited, and 2016 was a bonanza for those who are not.

In February of that year, cyber-crooks stole $81 million directly from the central bank of Bangladesh — and would have gotten away with more were it not for a critical typo. In August, the U.S. National Security Agency saw its own hacking tools leaked all over the internet by a group calling themselves the Shadow Brokers.

In October, a piece of software called Mirai was used to flood Dyn, an internet infrastructure company, with so much meaningless traffic that websites such as Twitter and Reddit were made inaccessible to many users. And the hacking of the Democratic National Committee’s e-mail servers and the subsequent leaking of embarrassing communications seems to have been part of an attempt to influence the outcome of the American elections.

Away from matters of great scale and grand strategy, most hacking is either showoff vandalism or simply criminal. It is also increasingly easy. Obscure forums oil the trade in stolen credit-card details, sold in batches of thousands at a time. Data-dealers hawk “exploits”: flaws in code that allow malicious attackers to subvert systems.

You can also buy “ransomware,” with which to encrypt photos and documents on victims’ computers before charging them for the key that will unscramble the data. So sophisticated are these facilitating markets that coding skills are now entirely optional. Botnets — flocks of compromised computers created by software like Mirai, which can then be used to flood websites with traffic, knocking them offline until a ransom is paid — can be rented by the hour. Just like a legitimate business, the bot-herders will, for a few dollars extra, provide technical support if anything goes wrong.

The total cost of all this hacking is anyone’s guess (most small attacks, and many big ones, go unreported). But all agree it is likely to rise, because the scope for malice is about to expand remarkably. “We are building a world-sized robot,” said Bruce Schneier, a security analyst, in the shape of the “Internet of Things.”

The IoT is a buzzphrase used to describe the computerization of everything from cars and electricity meters to children’s toys, medical devices and light bulbs. In 2015, a group of computer-security researchers demonstrated that it was possible to take remote control of certain Jeep cars. When the Mirai malware is used to build a botnet it seeks out devices such as video recorders and webcams; the botnet for fridges is just around the corner.
What is the theme of the passage?
Which of the following is true regarding passage?
What can be concluded from the example of hacking cited in the passage?
Same meaning of STEM
Opposite of MALICE
Same meaning of Abuse
Which of the following best describes the author’s view of interest?
What can be said about internet of things?
Opposite of PARLOUS?
What is the reason for everything is vulnerable?

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