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Cloze Test & Reading Comprehension Quiz

Direction : In the following passage there are blanks, each of which has Capital Alphabets. Against each Alphabet, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Mobile banking (M banking) involves the use of a mobile phone or any other mobile device to (___A___) financial transaction linked to a client’s account. M banking is new in most countries and most mobile payment models even in developed countries, to date operate on a (___B___) scale. A mobile network offers a (___C___) available technology platform onto which other services can be provided at low cost with effective results. For example, M banking services which use (___D___) such as SMS can be carried at a cost of less than one US cent per message. The low cost of using existing infrastructure makes such services more (___E___) to use by customers with lower purchasing power and opens up access to services which did not reach them earlier due to (___F___) cost of service delivery. Although M banking is one aspect in the wider (___G___) of e banking there are reasons to single it out for focus especially because there are reasons to single it out for focus especially because there are a lot more people with mobile phones than bank accounts in India. M banking could provide a (___H___) solution to bring more unbanked people to the financial mainstream. Without traditional credit .individuals are (___I___) to exploitation by abusive lenders offering very high interest rates on short term loans .Also of considerable importance are public safety implications for the unbanked they are often victims of crime because many operate on a cash only basis and end up carrying significant amounts of cash on their (___J___) or store cash in their homes.


Q1. A




(d)lure amass


Q2. B






Q3. C






Q4. D






Q5. E






Q6. F






Q7. G






Q8. H

(a)law abiding



(d)cost effective


Q9. I






Q10. J







In an effort to produce the largest fastest and most luxurious ship afloat the British built the S.S. Titanic. It was so superior to anything else on the seas that it was dubbed unsinkable . So sure of this were the owners that they provided only twenty life boats and rafts less than one-half the number needed for the 2227 passengers on board. Many passengers were aboard the night it rammed an iceberg only two days at sea and .more than halfway between England and its New-York destination. Because the luxury liner was travelling so fast it was impossible to avoid the ghostly looking iceberg. An un extinguished fire also contributed to the ships submersion. Panic increased the number of casualties as people jumped into the icy water or fought to be among the few to board the life boats. Four hours after the mishap another ship the Carpathia  rescued 705 survivors. The infamous S. S. Titanic had enjoyed only two days of sailing glory on Its maiden voyage in 1912 before plunging into 12 000 feet of water near the coast of Newfoundland where it lies today.


Q11. All of the following are true except that

(a)only a third of those aboard perished

(b)the Carpathian rescued the survivors

(c)the S.S. Titanic sank near Newfoundland

(d)the S.S. Titanic was the fastest ship afloat in 191


Q12. All of the following contributed to the large death toll except




(d)the Carpathia


Q13. How many days was the S.S. Titanic at sea before sinking?






Q14. “Maiden voyage” is closest in meaning to


(b)most elegant




Q15. What does this passage convey?

(a)The S.S. Titanic proved itself the most seaworthy vessel in 1912

(b)Attempts to rescue the S.S. Titanic s survivors were not successful

(c)Overconfidence by builders and owners was greatly responsible for the sinking of the vessel

(d)A fire and panic were the only causes for the sinking of the ship



The Printing Press has made knowledge available to the vast multitude of people-Pray what kind of knowledge is it ? Is it of any permanent character ? Books have become common and when we say that books like the Sexton Blake series sell like hot cakes we have an index of the nature of knowledge which a typical person in a vast multitude seeks. Let me tell you of an incident that took place in America a few years ago. An American publisher printed a million copies of the works of Charles  Dickens in the hope that he could easily sell them on the name of the author. But to his disappointment not even the widest publicity and advertisement could enable him to sell the books. Being sorely tired he hit on a plan. He tore off the cover pages substituted covers containing sensational love headings for the titles and again advertised the new books. In a week all the books were sold out. We are not concerned here with the moral of the bookseller s action. What we have to note is that only books of a sensational type are really sought for by the ordinary folk who have a great aversion to serious study. So you will see that the grand argument that the Printing Press has made knowledge available even to the masses is certainly fallacious and quite misleading. To put it correctly it has created a taste for a low order of books.


Q16. Sexton Blake series are big sellers because they

(a)disseminate knowledge.

(b)are informative.

(c)satisfy a typically serious reader.

(d)are sensational.


Q17. The American publisher had chosen the works of Charles Dickens to

(a)give wide publicity to Dickens works.

(b)offer the readers what best he could.

(c)counter the trash.

(d)make money easily.


Q18. What is the main contention of the passage ?

(a)To stress the popularity of the printing press.

(b)To point out the disappointment of serious readers.

(c)To shed light on the morale of the publishers.

(d)To bring out the evil impacts of the printing press.


Q19. The author s contention makes us feel that he

(a)is unilateral in his argument.

(b)is balanced.

(c)is a typical critic.

(d)argues convincingly.


Q20. Who is Charles Dickens ?

(a)A playwright.

(b)An epic poet.

(c)A short story writer.

(d)A novelist.


            1 a       2 d       3 d       4 d       5 c       6 d       7 b       8 d       9 c       10 b     11 a     12 d     13 a     14 a     15 c             16 d     17 d     18 c     19 d     20 d

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